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Products

Welcome to West Gate Bank Correspondent Mortgage Services, providing residential mortgage solutions for community lenders.

  • Conventional Fixed Rate*

    Conforming/High-Balance products give your borrowers the opportunity of up to 97% financing, utilization of gift funds, and access to the HomeReady® program that benefits low-to-moderate income borrowers.

  • Federal Housing Authority (FHA)*

    FHA loans offer low down payments with flexible credit and underwriting guidelines which are attractive to first-time homebuyers.

  • Veterans Administration (VA)

    With VA’s 100% financing option, Interest Rate Reduction Loan, and the ability for loan assumption, this program is attractive to veterans looking to purchase or refinance their existing home.

  • USDA Rural Housing (RD)*

    Financing those properties located within eligible rural areas, this product offers up to 100% financing of the appraised value of the property. This is a great option for those borrowers with minimal reserves and low-to-moderate income desiring to purchase a rural property.

  • Portfolio Solutions

    This product is for those valued borrowers who fall outside the curbs set for conventional mortgage lending by government agencies. Whether it’s a non-conforming loan size, borrower’s income doesn’t fit within the guidelines, or the property type is ineligible, we have a solution.

* West Gate Bank offers sponsorship/underwriting options for the above.


We are a community lender just like you. We are large enough to serve you, but small enough to care. Our experienced team of mortgage professionals has been successfully serving lenders for over 30 years. We employ common sense and decisiveness in our execution.

Partner with a growing mortgage lender focused on helping you provide solutions for your customers; partner with West Gate Bank Correspondent Mortgage Services.