Loan Products - West Gate Bank Correspondent Mortgage Services

Conventional Products:

30, 20, 15 yr Fixed
Manufactured Housing
Trailing Paystub option
Down payment assistance programs allowed*
Minimum credit score 620 and no maximum DTI (with DU Approve/Eligible)
Flexible MI structures allowed (split, financed single premium or lender-paid)
Extended Rate Locks Available

Portfolio Loan Programs:

15 or 30 yr Fixed
7 yr balloon
7/6 ARM
Purchase/limited cash-out refi
Jumbo loans up to $1mm
Unique property considerations
Primary residence or 2nd Homes (no GSE LLPA’s)

Government Products:

FHA Fixed Rate
USDA
VA
Minimum credit score 640

*DPA programs are subject to investor guidelines

Learn more about our products by contacting our sales team directly or through our web site.

Information is intended for informational use by Mortgage Professionals only and is not intended for consumer distribution or commercial promotion of consumer credit as defined by 12 CFR 1026.2.

Programs and Products may be modified or cancelled or at any time without prior notice. Programs and Products may not be available in all jurisdictions. 

Conventional Products:

Portfolio Loan Programs:

Government Products:

Learn more about our products by contacting our sales team directly or through our web site.

Choose an option below: